📌 How Do I Know If My Locks Meet Insurance Standards?
If you ever need to make a home insurance claim, your locks could make or break the payout. Most UK insurance companies require specific types of locks on external doors — and if your locks don’t comply, you could be left uncovered.
Here’s how to check:
🔐 Look for the BS3621 Kite Mark
This British Standard is often the minimum requirement for home insurers. You’ll usually find a kite symbol stamped on the faceplate of the lock or key.
🛠️ Check Your Door Type
- Wooden doors should ideally have a BS3621 mortice deadlock or a night latch with the same rating.
- uPVC and composite doors should use multi-point locking systems with anti-snap euro cylinders.
📄 Review Your Policy
Each insurer can have slightly different requirements — especially for high-value contents policies. Check the wording for terms like “five-lever mortice lock” or “approved locks on all entry points.”
👨🔧 Get a Professional Security Audit
The easiest way to be sure is to have a local pro inspect your locks. A trusted Locksmith Swindon
expert from The Lock Wizard can confirm compliance — and upgrade non-standard locks quickly.
